See if you Qualify…


20% less income, but back on your feet?

Back to Work Logo2


Sometimes bad things happen to good people. Millions of Americans have been hurt by the economy over the past few years. Most have had their credit damaged and many have had to declare bankruptcy, or do a short sale of their home or a foreclosure, pre-foreclosure sale, or a deed in lieu of foreclosure.


If you are one of these people who used to have good credit but perhaps lost a job or had health issues which resulted in loss of a home and/or damaged credit, I may be able to help you now.


If you are back on your feet now for at least 12 months, contact me to see if you may qualify to buy a home NOW. You do not have to have perfect credit now.



Take the quiz on the left to see if you qualify!


Is it for you?


Terry Kilby

NMLS 232126



Email me


New Government Program just announced August 16th – allows qualified people to BUY a home only 12 months after:


  • Bankruptcy


  • Foreclosure


  • Short Sale


  • Deed in Lieu of Foreclosure


  • Pre-foreclosure sale


  • Any serious economic event which resulted in your credit getting trashed.



Contact me to see if you qualify.



Terry Kilby

NMLS 232126




FHA Back to Work Logo 1

Contact Me Today: 703-763-9512 or